Sunday, May 6, 2018

Detrimental Consequences Of A Gap in Skills Within A Marriage

I have never liked the idea that marriage should be a partnership where each person specializes in a particular area. Commonly it is that the man earns the money, does the yard work, takes care of finances and the woman raises the children and does the house work.

One reason I do not like it is that its equality is a fiction. Equal but separate is never equal. If one spouse earns all the money then the other becomes dependent on him or her. That is the exact term used on tax forms. Ironically, who has the power in such a situation is not predictable.  It may be that the one earning the money has the power because they control the assets or it may be that the non-earning partner has the power because they receive the benefit of the work - not unlike how slave owners received the benefit of their slaves' work. The wage earner becomes an asset that you can work as much as possible to maximize financial gain.

Another reason I do not like separation of responsibilities is that I cannot image that I would have been happy not earning my way and taking care of the kids. Knowing how to do it all, earning money, finances, child rearing, yard work, house work, and cooking are all part of having a rewarding and responsible life. I honestly would not have given up single diaper change.

A recent study, Gap in Financial Literacy Widens for Couples the Longer the Relationship Lasts, demonstrates that even when a couple starts out equally competent in an area, the partner not doing a particular task loses the ability to do so over time. The study focuses on finances but I image the same holds true for child rearing, yard work, house work, etc.

This creates huge problems. In the case of divorce or the death of one partner, a person may not have the skills necessary to succeed in life. Even more insidious, a marriage may fall apart due to one partner's ability atrophying in an area, be that finance or child rearing, and thus not understanding why their partner is making the decisions they are. 

The best strategy is to make sure you share responsibility in all areas. A person who cannot earn their own living as well as raise their own children is a just asking for trouble.

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